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.contact-info{background:#fff}.contact-info-inner{position:relative;z-index:1;max-width:var(--container);margin:0 auto}.contact-info-header{text-align:center;max-width:720px;margin:0 auto clamp(2.5rem,5vw,3.5rem)}.contact-info-header h2{font-family:var(--font-heading);font-size:clamp(1.75rem,3vw,2.35rem);font-weight:800;color:var(--white);line-height:1.15;margin-bottom:.85rem;letter-spacing:var(--title-letter-spacing)}html[data-theme=light] .contact-info-header h2{color:var(--text)}.contact-info-header p{color:var(--text-muted);font-size:1rem;line-height:1.7}.contact-channels-layout{display:grid;grid-template-columns:minmax(0,.95fr) 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svg{width:1.35rem;height:1.35rem}.contact-channel-btn-body{display:flex;flex-direction:column;gap:.2rem;min-width:0;flex:1;text-align:left}.contact-channel-btn-label{font-size:.82rem;font-weight:700;text-transform:uppercase;letter-spacing:.04em;color:var(--text-dim)}.contact-channel-btn-value{font-size:clamp(1rem,1.1vw,1.08rem);font-weight:800;color:var(--white);line-height:1.3;word-break:break-word}html[data-theme=light] .contact-channel-btn-value{color:var(--text)}.contact-channel-btn-chevron{flex-shrink:0;width:2rem;height:2rem;border-radius:999px;display:flex;align-items:center;justify-content:center;background:#ffffff0f;color:var(--text-muted);transition:background .2s,color .2s,transform .2s}.contact-channel-btn-chevron svg{width:1.1rem;height:1.1rem}.contact-channel-btn:hover .contact-channel-btn-chevron{background:#22c55e29;color:var(--green);transform:translate(2px)}.contact-map-col{display:flex;flex-direction:column;min-height:0;min-width:0}.contact-map-card{flex:1 1 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.contact-map-address{color:var(--text)}.contact-map-frame{position:relative;flex:1 1 auto;min-height:0;background:#e2e8f0}.contact-map-frame iframe{display:block;width:100%;height:100%;min-height:inherit}.contact-map-link{display:inline-flex;align-items:center;justify-content:center;gap:.45rem;padding:.85rem 1.2rem;font-size:.9rem;font-weight:700;color:var(--green);text-decoration:none;border-top:1px solid var(--card-border);background:#22c55e0f;transition:background .2s,color .2s}.contact-map-link svg{width:1rem;height:1rem}.contact-map-link:hover{background:#22c55e1f;color:var(--green-dark)}.contact-info-wave{position:absolute;left:0;right:0;bottom:0;height:120px;background:repeating-linear-gradient(90deg,transparent,transparent 18px,rgba(34,197,94,.08) 18px,rgba(34,197,94,.08) 19px),linear-gradient(180deg,transparent,rgba(34,197,94,.06));mask-image:linear-gradient(180deg,transparent,black 55%);pointer-events:none;opacity:.85}html[data-theme=light] .contact-info-wave{opacity:.55}.contact-form-section{padding:var(--section-gap) var(--section-inline);background:linear-gradient(180deg,var(--navy-mid) 0%,var(--navy) 100%)}html[data-theme=light] .contact-form-section{background:linear-gradient(180deg,#f8fafc,#eef2ff)}.contact-form-inner{max-width:720px;margin:0 auto}.contact-form-header{text-align:center;margin-bottom:2rem}.contact-form-header h2{font-family:var(--font-heading);font-size:clamp(1.65rem,2.8vw,2.1rem);font-weight:800;color:var(--white);margin-bottom:.6rem}html[data-theme=light] .contact-form-header h2{color:var(--text)}.contact-form-header p{color:var(--text-muted);font-size:.98rem;line-height:1.65}.contact-form{display:flex;flex-direction:column;gap:1.15rem;padding:clamp(1.5rem,3vw,2rem);border-radius:24px;background:var(--card-bg);border:1px solid var(--card-border);box-shadow:0 24px 64px #0000002e}html[data-theme=light] .contact-form{background:#fffffff5;box-shadow:0 20px 52px 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1.5rem;font-size:.98rem;line-height:1.7;color:var(--text-muted)}.claims-form-submit{align-self:flex-start;padding:.95rem 2.25rem;border:none;cursor:pointer}.claims-form .contact-field input[type=date]{color-scheme:dark}html[data-theme=light] .claims-form .contact-field input[type=date]{color-scheme:light}.terms-hero .hero-title{animation:fadeInUp .8s ease .08s both}.terms-hero .hero-sub{animation:fadeInUp .8s ease .18s both}.legal-doc-section{background:#f8fafc;padding:var(--section-gap) var(--section-inline)}html[data-theme=dark] .legal-doc-section{background:var(--navy)}.legal-doc-layout{display:grid;grid-template-columns:minmax(0,240px) minmax(0,1fr);gap:clamp(2rem,4.5vw,4.5rem);max-width:var(--container);margin:0 auto;align-items:start}.legal-doc-nav{position:sticky;top:calc(78px + 1.25rem)}.legal-doc-nav-title{font-family:var(--font-heading);font-size:clamp(1.65rem,2.2vw,2rem);font-weight:800;color:#0f2d5c;line-height:1.15;margin-bottom:1.35rem;letter-spacing:var(--title-letter-spacing)}html[data-theme=dark] .legal-doc-nav-title{color:var(--white)}.legal-doc-nav-list{list-style:none;margin:0;padding:0}.legal-doc-nav-list li+li{margin-top:.65rem}.legal-doc-nav-list a{display:block;font-size:.98rem;font-weight:500;line-height:1.45;color:#334155;text-decoration:none;transition:color .2s ease}html[data-theme=dark] .legal-doc-nav-list a{color:var(--text-muted)}.legal-doc-nav-list a:hover,.legal-doc-nav-list a:focus-visible{color:var(--green)}html[data-theme=dark] .legal-doc-nav-list a:hover,html[data-theme=dark] .legal-doc-nav-list a:focus-visible{color:#4ade80}.legal-doc-body{color:#475569;font-size:1rem;line-height:1.8}html[data-theme=dark] .legal-doc-body{color:var(--text-muted)}.legal-doc-block{scroll-margin-top:calc(78px + 2.75rem)}.legal-doc-section{scroll-margin-top:calc(78px + 1.5rem)}.legal-doc-block+.legal-doc-block{margin-top:2.25rem}.legal-doc-block h2{font-family:var(--font-heading);font-size:clamp(1.35rem,1.8vw,1.65rem);font-weight:800;color:#0f2d5c;line-height:1.2;margin-bottom:.85rem;letter-spacing:var(--title-letter-spacing)}html[data-theme=dark] .legal-doc-block h2{color:var(--white)}.legal-doc-block p{margin:0}.legal-doc-block p+p{margin-top:1rem}.legal-brand{color:var(--green);font-weight:700}.legal-doc-body a:not(.legal-brand){color:var(--green);font-weight:600;text-decoration:none}.legal-doc-body a:not(.legal-brand):hover{text-decoration:underline}.legal-doc-updated{margin-top:1.25rem!important;font-size:.9rem;color:var(--text-dim)}.legal-page{padding:calc(78px + var(--section-gap)) var(--section-inline) var(--section-gap);min-height:60vh}.legal-page-inner{max-width:820px;margin:0 auto}.legal-page-header{margin-bottom:2rem;padding-bottom:1.5rem;border-bottom:1px solid var(--card-border)}.legal-page-header h1{font-family:var(--font-heading);font-size:clamp(2rem,3.5vw,2.75rem);font-weight:900;color:var(--white);line-height:1.1;letter-spacing:var(--title-letter-spacing)}html[data-theme=light] .legal-page-header h1{color:var(--text)}.legal-page-updated{margin-top:.65rem;color:var(--text-dim);font-size:.9rem}.legal-page-content{color:var(--text-muted);line-height:1.75}.legal-page-content h2{color:var(--white);font-size:1.25rem;font-weight:800;margin:2rem 0 .75rem}html[data-theme=light] .legal-page-content h2{color:var(--text)}.legal-page-content p{margin-bottom:1rem}.legal-page-content ul{margin:0 0 1rem 1.25rem}.legal-page-content li{margin-bottom:.45rem}.legal-page-content a{color:var(--green)}.footer-brand .nav-logo a{display:inline-flex;justify-content:center}@media(max-width:1180px){.contact-hero{padding-right:0;max-height:none;min-height:auto;padding-bottom:2rem}.contact-hero .hero-content{display:block}.contact-hero .hero-text{width:100%;max-width:840px;padding-left:var(--section-inline);padding-right:0}.contact-hero-visual{position:relative!important;width:100%;height:clamp(380px,58vw,520px)!important;min-height:clamp(380px,58vw,520px);margin-top:1.5rem}.contact-hero-cover{justify-content:center!important}.contact-hero .hero-cover-img{object-position:center bottom;transform:scale(1.05) translateY(2%);transform-origin:center bottom;max-height:520px}.contact-hero-ring{right:50%;transform:translate(50%);bottom:18%}}@media(max-width:900px){.claims-form-grid{grid-template-columns:1fr;gap:2rem}.claims-form-full{border-top:none;padding-top:0}.claims-form-full .claims-form-col-header{margin-top:0;padding-top:1.75rem;border-top:1px solid var(--card-border)}.legal-doc-layout{grid-template-columns:1fr;gap:2rem}.legal-doc-nav{position:static;padding-bottom:1.25rem;border-bottom:1px solid var(--card-border)}.legal-doc-nav-list{display:flex;flex-wrap:wrap;gap:.5rem 1.25rem}.legal-doc-nav-list li+li{margin-top:0}}@media(max-width:960px){.contact-channels-layout{grid-template-columns:1fr;row-gap:1.75rem}.contact-channels-title{margin-bottom:0}.contact-map-card{flex:none;height:auto}.contact-map-frame{min-height:clamp(280px,52vw,360px)}}@media(max-width:768px){.contact-hero{min-height:auto;max-height:none;padding-bottom:2rem}.contact-hero .hero-text{width:100%;max-width:none;padding-left:var(--section-inline);padding-right:var(--section-inline)}.contact-hero .hero-title{font-size:clamp(2.15rem,9.5vw,2.85rem)}.contact-hero .hero-text .hero-cta{width:100%;justify-content:center}.contact-hero-visual{height:clamp(300px,72vw,420px)!important;min-height:clamp(300px,72vw,420px)}.contact-hero .hero-cover-img{width:100%;max-width:100%;height:auto;max-height:400px}.contact-info-header h2{font-size:clamp(1.55rem,6.5vw,2rem)}.contact-channel-btn{padding:.95rem 1rem}}@media(max-width:560px){.contact-hero{--hero-nav: 72px}.contact-hero .hero-stage{display:block}.contact-hero-visual{height:clamp(260px,78vw,360px)!important;min-height:clamp(260px,78vw,360px)}.contact-hero-ring{width:min(220px,55vw);height:min(220px,55vw)}.claims-form-section,.legal-doc-section{padding-inline:1.25rem}}@media(max-width:560px){.contact-form-row--2,.contact-phone-wrap{grid-template-columns:1fr}}